| Name | PetSecur | FIGO | OHRA |
|---|---|---|---|
| 
| 
|  |
| | | | |
| from € 7,62 | from € 11,45 | from € 12,28 | |
| View insurance | View insurance | View insurance | |
46% choose | 31% choose | 23% choose | |
| Coverage: | |||
| Joint disease |  | ||
| Admission and stay clinic | |||
| Castration/sterilization | | | |
| Consult veterinarian | |||
| Medicines | |||
| Euthanasia | |||
| Dentistry | | | |
| Operations | |||
| x-ray examination | |||
| MRI | |||
| CT scan | |||
| Vaccination | | ||
| Blood test | |||
| Healthcare costs abroad | | | |
| Prevention budget | |||
| Video consult |  | | |
Max. fee per year | Unlimited
| € 5000 | € 2.500 to € 5.000 |
Own risk | You can choose from €0, €100, €250 or €500 deductible per year. | You can choose from 50%, 70% or 90% | You can choose from €0, €500, €500 or €900 deductible per year. |
| View insurance | View insurance | View insurance | |
| | | | |
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| |
The ‘from’ prices listed are for small dogs and cats. For adult animals, the monthly premium is usually higher.
The coverages listed refer to the most comprehensive formula. Basic policies often cover fewer options.
Prices and coverages updated 6 May 2025.
A cat brings a lot of joy, but unfortunately unexpected veterinary expenses can also throw a spanner in the works.
With cat insurance you protect yourself from high bills and assure your cat of the best medical care when needed.
In Belgium, more and more owners are opting for cat health insurance to be prepared for unexpected health problems.
Cat insurance actually works just like human health insurance.
You take out a policy that covers (part of) the costs for such things as consultations, surgeries, hospitalizations, medication and sometimes even preventive care such as vaccinations or dental care.
By taking out an insurance policy, you can be sure that your cat will get the best care, without running into financial problems in the event of a major medical procedure.
Cats are curious and enterprising. This makes them prone to accidents and illnesses.
Medical costs can add up quickly in Belgium: a simple fracture, poisoning or chronic condition can quickly cost hundreds to thousands of euros.
Cat insurance largely eliminates these risks. So you can always make the right decision for your cat, without cost being a factor.
Key benefits:
The best cat insurance is offered by Figo Pet. It is the best-rated and most subscribed insurance since 2025.
The cost of cat insurance varies according to several factors, such as the type of cat, its age, the level of coverage chosen and the insurance company. Here are the starting prices for cat insurance :
Figo Pet: from €6.91 per month.
The age at which you can insure your cat varies according to the insurance company and the specific plan you are considering. Currently, the following age limits apply for older cats:
Figo Pet accepts cats up to 6 years of age.
Figo Pet is currently considered the cheapest cat insurance available. Insurance is available from €6.91 per month. It’s important to note, however, that many low-cost insurance plans do not cover all medical expenses.
Santévet and Belfius Direct offer cat insurance with no deductible. However, this means that your cat is not insured for all benefits.
Use discount code: EMG-RBB
First month free at Figo Pet!
