Bird insurance

Parrots are beautiful, intelligent animals with a strong character. But anyone who has a parrot as a pet also knows: the care and medical costs can be considerable. Think of dental problems, respiratory diseases or injuries. A visit to a specialised bird doctor is often necessary – and pricey.

This is why more and more owners are choosing to insure their parrot. In Belgium, the possibilities are limited, but there are options.

Why insure a parrot?

A parrot lives a long time – sometimes as long as 40 to 60 years – and needs regular medical care throughout its life. Consider:

  • Broken wings or toenails

  • Respiratory problems or fungal infections

  • Picking behaviour and stress-related conditions

  • Feeding problems and vitamin deficiencies

  • Annual check-ups at a specialist bird vet


This care requires expertise and is therefore costly. With parrot insurance, you are protected against unexpected high veterinary costs.

What does parrot insurance cover?

The exact coverage depends on the age and type of parrot, but a good parrot insurance policy usually provides:

  • Consultations with a recognised avian veterinarian

  • Examinations such as blood tests or X-rays

  • Medication and therapies

  • Emergency treatments and surgeries

In some cases: behavioural counselling or preventive care

What does it cost to insure a parrot?

The premium depends on:

  • The type of parrot (e.g. grey redstart, macaw, Amazon parrot)

  • Age of the animal

  • Health history

  • Desired level of cover

On average, you pay between €10 and €30 per month, depending on the provider and coverage.

Frequently asked questions about parrot insurance

Parrots can be insured from 7 weeks of age. The younger you start, the cheaper the premium often is.

Yes. For medical expenses, there is a 30-day waiting period after taking out the policy. For accidents, you are usually insured immediately.

Yes, you have free choice of vet, as long as it is recognised in Belgium or another EU country.

These costs are reimbursed only with the Plus or Total package of Figo Pet. The Basic Package excludes these items.

Yes, with the Total Package you receive an annual prevention budget of €30. You can use this for supplements, care products or annual check-ups, among other things.

Curious about Figo Pet's parrot insurance?