Pet insurance is a smart way to keep unforeseen vet bills under control. There are several providers in Belgium, and you can easily compare them to find the best pet insurance Belgium.
| Name | Figo | Santevet | Belfius Direct |
|---|---|---|---|
| 
| 
|  |
| | | | |
| from € 7,62 | from € 11,45 | from € 12,28 | |
| from € 9,70 | from € 12,31 | from € 15,96 | |
| View insurance | View insurance | View insurance | |
46% choose | 31% choose | 23% choose | |
| Coverage : | |||
| Joint disease |  | ||
| Admission and stay clinic | |||
| Castration/sterilization | | | |
| Consult veterinarian | |||
| Medicines | |||
| Euthanasia | |||
| Dentistry | | | |
| Operations | |||
| X-ray examination | |||
| MRI | |||
| CT scan | |||
| Vaccination | | ||
| Blood test | |||
| Healthcare cost abroad | | | |
| Prevention budget | |||
| Video consult | | | |
Max. fee per year | Unlimited
| € 5000 | € 2.500 to € 5.000 |
Own risk | You can choose from €0, €100, €250 or €500 deductible per year. | You can choose from 50%, 70% or 90% | You can choose from €0, €500, €500 or €900 deductible per year. |
| View insurance | View insurance | View insurance | |
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The ‘from’ prices listed are for small dogs and cats. For adults, the monthly premium is usually higher.
The coverages listed refer to the most comprehensive formula. Basic policies often cover fewer options.
Prices and coverages updated 4 may 2025.
Are you getting a cat, dog, rabbit or parrot? Then it is wise to think about pet insurance in Belgium. Veterinary costs can add up quickly, especially for operations or long-term treatments. An insurance covers (part of) these costs. This way, you ensure that you can get your pet the best possible treatment without financial worries.
When choosing a policy, you pay attention to several factors:
Comparing is very easy: request online quotes from different insurers, adjust your desired coverage and immediately see which policy best suits you and your pet. This way you can find the cheap pet insurance that suits your needs in terms of coverage, without compromising on reimbursements.
Figo Pet is a relatively new player in Belgium. This insurer is known for its comprehensive coverage and modern service. In the Netherlands, Figo Pet is one of the most popular pet insurance policies.
With some Figo Pet policies, you can be reimbursed up to 100% of the bills, depending on the chosen package. Figo often has no maximum per treatment, which is nice in case of unexpected high costs.
Originally from France, SantéVet offers several formulas in Belgium for cats, dogs and other pets.
They are known for flexible reimbursement plans (70%, 80% or 100% reimbursement, for example) and the option of lifetime coverage for chronic conditions. That way, you don’t have to worry about a fixed ailment being excluded later.
Belfius Direct is the insurance arm of Belgian Belfius Bank and insures both dogs and cats. They offer different levels of coverage with clear terms and conditions. One advantage is the reliability and service of an established bank insurer. Belfius Direct often has competitive rates, especially for young and healthy pets.
The cost of pet insurance consists of several factors that together determine the premium. Medically necessary costs are often (partially) reimbursed.
Below are the starting prices per month.
In Belgium, strict rules apply to insurance and advertising. We put the facts clearly, without empty promises. Each insurer has its own terms and conditions, so make sure you read the policy in detail. We guarantee a transparent comparison without misleading claims.
Our approach: we compare conditions as they really are. So you find the best pet insurance Belgium without marketing language. Please note that the final premium and coverage differ per situation. Request multiple quotes to be sure.
Want the cheapest pet insurance or the most comprehensive coverage? Then start your comparison now. Enter a few details (animal, age, desired coverage) and immediately see which Belgian insurers suit you best. This way you can enjoy your new pet with peace of mind, without any financial surprises.
Pet insurance helps you cover the cost of unexpected vet visits, surgeries, medication and sometimes even preventive care. So you can provide your dog, cat, rabbit or parrot with the best medical care without financial worries.
Monthly premiums start from about € 9 for cats and € 11 for dogs at Figo Pet. The exact price depends on factors such as your pet’s age, breed and coverage chosen.
It depends on the insurance you choose. Basic coverage mainly covers unexpected medical expenses such as surgeries and hospitalizations. More comprehensive packages can also include consultations, vaccinations and dental care.
Yes, many insurers allow you to insure older pets, but the premium may be higher. Some providers have a maximum entry age, so it is wise to compare early.
Yes, if you live in Belgium and have a Dutch income (for example, because you work in the Netherlands or receive a Dutch benefit), you can sometimes get coverage from Dutch insurers such as OHRA. Always check the policy conditions.
